Proverbs 22:7 (New American Standard Bible)

7The rich rules over the poor,
And the borrower becomes the lender’s slave.

It’s so easy to get into debt, but so very hard to get out of debt. It seems our country and culture revolves around credit which has become a major problem for America and the church. We have been conditioned with the “buy now and pay later” mentality instead of living within our means.

I heard Christians say,”God has blessed me with X, Y, and Z“. Did God bless you with actually owning “X,Y, and Z” or did you borrow the money to buy these products? God does not bless us with debt, we curse ourselves with debt. The only thing that God did was bless you with the ability to acquire “X,Y, and Z“. This is a major problem within the church today and one of the leading reasons why the church is failing to help the poor. When a church goes into debt for whatever reason, then the church must pay the lender back first before anything else is paid. Because of debt sometimes the church must tell needy families that the it cannot meet their needs due to a lack of funds.

I believe many Christians and church leaders squander God’s blessings by getting into debt. Christians need to learn to depend on God for everything. Pastors and the church leadership should depend on God to meet their churches needs without taking out loans.

Philippians 4:11-13 (New International Version)

11I am not saying this because I am in need, for I have learned to be content whatever the circumstances. 12I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. 13I can do everything through him who gives me strength.

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